When you are hurt because someone else was careless — in a car crash, a truck collision, a slip and fall, or any other incident on Birmingham's roads and properties — Alabama law gives you the right to seek full compensation for everything you have lost. Medical bills, lost wages, pain, diminished quality of life. The challenge is getting a fair amount without leaving money on the table.

Simmons Law is a Birmingham personal injury firm with an office at 1905 14th Ave S. Chris Simmons handles every case personally. The firm works on contingency — no fee unless there is a recovery.

The Alabama Collateral Source Rule

One of the most powerful legal protections for injured people in Alabama is the collateral source rule. Under Alabama law, a defendant cannot reduce the damages they owe you simply because your health insurance, disability insurance, or other benefits paid some of your medical bills.

In practical terms: if you had $100,000 in medical bills and your health insurer paid $80,000, the at-fault driver still owes you the full $100,000. The rule prevents wrongdoers from benefiting from the injured person's prudence in maintaining insurance. Alabama courts have consistently upheld this doctrine, and Simmons Law applies it in every case.

What Personal Injury Claims Simmons Law Handles in Birmingham

Simmons Law handles motor vehicle accidents — cars, trucks, motorcycles, rideshare, and pedestrian cases — which account for the majority of serious personal injury claims in Jefferson County. The firm also handles other injury cases, including premises liability (slip and falls on commercial property) and dog bites.

Birmingham's industrial activity, heavy commercial traffic on I-59 and I-20, and the density of pedestrian areas around UAB, Five Points South, and downtown all generate injury claims. Jefferson County is Simmons Law's territory.

Damages Available in Alabama Personal Injury Cases

Alabama personal injury victims may recover: economic damages (medical bills, lost wages, future medical care, lost earning capacity), non-economic damages (pain and suffering, emotional distress, loss of enjoyment of life), and in cases of wanton or reckless conduct, punitive damages. There is no cap on compensatory damages in Alabama personal injury cases.

Post-judgment interest in Alabama accrues at 7.5% per year from the date of the verdict if a defendant does not pay promptly. This creates real financial pressure on defendants who try to delay payment after a judgment is entered.

Why Timing Matters in Birmingham Personal Injury Cases

Alabama Code § 6-2-38 gives injury victims two years from the date of injury to file a lawsuit. Missing this deadline eliminates the right to recover entirely. In practice, the investigation that builds a strong case — gathering medical records, accident reports, witness statements, and expert opinions — takes time. Starting early is always better.

If UAB Medical Center, Brookwood Baptist, or another Birmingham hospital treated you after your accident, those medical records are critical evidence. Simmons Law obtains all records and bills, documents every injury, and constructs a damages case that reflects the true scope of what was taken from you.

Jefferson County Circuit Court

When insurance companies refuse to pay fair value, Simmons Law files suit in Jefferson County Circuit Court at 716 Richard Arrington Jr. Blvd N, Birmingham, AL 35203. Jefferson County juries hold defendants accountable. Simmons Law has no interest in accepting inadequate settlements — the contingency fee structure means the firm gets paid more when you get paid more.

For car accident cases specifically in Birmingham, see Simmons Law's dedicated Birmingham car accident page.

Mobile County residents can reach Simmons Law at the Mobile office — serving clients throughout Mobile and Baldwin County.

Frequently Asked Questions

What is the collateral source rule and how does it help me?

Alabama's collateral source rule prevents a defendant from reducing what they owe you because your own health insurance paid some bills. The at-fault party is responsible for the full value of your damages, regardless of any benefits you received from your own policies. Simmons Law enforces this rule in every case.

How much does a personal injury lawyer cost in Alabama?

Simmons Law works on contingency — no upfront fees and no fee unless there is a recovery. The attorney's fee is a percentage of the settlement or judgment. You pay nothing to get started, and nothing unless the firm wins.

How long does a Birmingham personal injury case take to resolve?

Cases that settle typically resolve within 6-18 months after treatment is complete. Cases that go to trial in Jefferson County Circuit Court take longer — often 2-4 years from filing to verdict. Simmons Law keeps every client updated throughout the process.

What if I was partially at fault for my accident in Birmingham?

Alabama applies pure contributory fault — if you were even 1% at fault, you could be barred from recovery. Insurance adjusters use this aggressively. Simmons Law fights these arguments and protects clients from being blamed for accidents that were not their fault.

Speak directly with your attorney.

(251) 306-8333

Relentless Representation

Direct Legal Guidance When It Matters Most

See All Articles

After a serious accident, the most important step is understanding your options. At Simmons Law, every case is handled with direct attorney involvement, clear communication, and strategic preparation from the very beginning.

When you reach out, you won't be passed through layers of staff. You speak directly with Chris Simmons — an attorney committed to protecting your rights and pursuing the results you deserve.

Get a Free Consultation Today

When you call, I answer.

CONTACT US

our locations

Serving the Entire State of Alabama

At Simmons Law, we proudly serve injury victims throughout Alabama. No matter where your accident happened, our attorneys bring the same level of compassion, diligence, and legal experience to every case. We understand how devastating an injury can be, and we fight to ensure our clients across the state have the representation they deserve.

Contact us

Take The First Step

Ready to discuss your case? Contact us today for a free, no-obligation consultation. We're here to help 24/7.

Locations

  • Birmingham Office1905 14th Avenue South Birmingham, AL 35205
  • Mobile Office102 Saint Michael St. Mobile, AL 36602

Tell Us Your Story

No representation is made that the quality of the legal service to be performed is greater than the quality of legal services performed by other lawyers. – Alabama Rule of Professional Conduct – Rule 7.2 (e)